We built Subtraid because we were tired of the chaos.

After years of witnessing how manual, outdated processes slowed down surety underwriting and bond management, Subtraid’s founders had enough. As former operators in the surety and financial space, we lived the daily frustration, from messy spreadsheets and endless email threads, to chasing down missing documents and delays that cost clients real opportunities. It wasn’t just inefficient; it was broken.

We knew brokers like you deserved better.

So, we built it.

Subtraid simplifies the entire surety application process—from client intake to bond requisition to portfolio management—so you can spend less time chasing paperwork and more time growing your business.

We designed this platform with brokers, for brokers. With fast automation, real-time collaboration, and verified data integrations, we give you back control, speed, clarity, and confidence without sacrificing trust or security.

Our mission is simple: Make surety smarter, faster, and more human.

No more bottlenecks. No more busy work. Just a streamlined way to get it done on your terms.

About Subtraid

Meet the Team Behind the Vision

  • Malency Wainwright, CPA, CMA, and MBA

    FOUNDER

    Malency brings deep expertise in financial operations and data strategy, with experience at IBM, Scotiabank, and MCS Analytics. He has seen firsthand how technology can transform decision-making by automating how data is collected, processed, and applied.

    His vision for Subtraid: eliminate routine tasks for brokers and finance professionals so they can focus on what matters most—advising clients, strengthening relationships, and creating value. Subtraid empowers firms with a competitive edge in efficiency, intelligence, and impact.

  • Daniel Dampf

    CO-FOUNDER & CTO

    With over a decade in the IT industry, Daniel leads Subtraid’s technology strategy. He specializes in application design and data engineering, with a proven track record of building scalable, high-performance systems.

    Daniel bridges business needs with cutting-edge solutions—ensuring the platform is robust, user-friendly, and future-ready.

  • Maria Tarsitano

    SURETY EXPERT

    Maria brings over 25 years of experience in commercial banking and contract surety bonding. She spent a decade underwriting at The Guarantee Company of North America and later led national surety strategy at a leading brokerage.

    Known for her work on major P3 and large-scale construction projects, Maria shapes Subtraid’s product strategy to fit broker needs seamlessly. She holds a Bachelor of Commerce (BCom), Chartered Banker designation (AICB), and is an active member of the Surety Association of Canada (SAC).